I'm not accusing you of being bigoted, and I'm sorry if that's the impression you got.  I guess my second comment only made matters worse, but again that was not my intent.  If there's one common complaint against you it's that you see relatively circumstantial pieces of information as proof of some nefarious activities, and come to conclusions based on that circumstantial evidence.  I've known you to perceive a variety of articles as evidence, and creed is not any more prevalent than others.

In this particular situation it appears to me that the primary piece of evidence is that the Merit and Trust circles filter down to a specific nationality.  But that's not enough.  Merit and Trust circles form as a result of regional location, race, ethnicity, nationality, and culture on a regular basis around here.  It's very common in among the Russians, Germans, Italians, Filipinos, and probably more than any other, the Americans.

I also want to add that I do appreciate the effort you've put into finding more about the two loan scammers.  I don't want to come off as ungrateful.  I would love nothing more than to prevent them from scamming again, and see them brought to justice.  However, the attempt to link the three charity admins to those loan scammers is tenuous at best, and unhelpful.  Continuing to discuss it here isn't adding value to this thread.