They borrow money to buy assets before bull run
They use borrowed money to make more money.
If u dont learn how to use DEbt to create wealth then u stay poor all ur life.
U never use loaned funds just to buy things for u if u dont have ur own money enough.
First rule you use loaned money to make money.
Stocks and crypto u borrow always before bull run and sell ur assets even the real estate when markets are booming u pay back the loan u wait the market drops u repeat the process.
If anyone start doing this no profit for wall street wealthy guys anymore that's how powerful is to invest money that u borrowed.
Loaning for investing isn't for everyone especially for poor people who don't have enough assets for collateral and for those who don't know how to handle loan funds. As for me, it would be better to save enough funds for investing rather than borrowing because there's no guarantee of sure profit in crypto investing so there would be a big risk of not being able to pay the debt in time which may only result in regrets in the end. It would be better to use our own hard-earned funds for investment.