Complete newbie to cryptocurrency Teaching old dog new trick for sure

Do not want to use credit card but use as I do with my bank with debit card
and pay bills through bill pay Than pay check direct deposit ?
If you are new to crypto then keep in mind that its not the shortcut to becoming rich overnight. It requires skills and knowledge to earn profit. As a newbie never jump with huge capital in the market rather then start with as much as you can afford to lose. lastly, HODL is the key to success here not day trading.