Usdt is good and is not a scam, and putting or dropping you money in usdt it not make you to lose anything but it will make your money to remain of the same value without addition and subtraction, saying usdt is a scam i have heard such from any body, i believe that usdt nobody have had such mindset of calling it a scam except the form were by you change some of your coin through swapping them to usdt and send to someone, if you want to hold your stable coin hold it do not exaggerate and hesitate to have your stable coin