You can't have both accessibility and zero regulation.
If you want the masses and the unbanked to access crypto and DeFi, then you just have to forego a lot of the protection that the regulators offer.
Otherwise, you'd be taking a step backwards in terms of the ease of people getting into the space without KYC/AML tying them up unnecessarily.
If you do your due diligence, none of this should even be an issue. Scams are so easy to spot.