3. Borrow money don't run away
I don't know if that's still so much an issue as other offences when borrowers default on payments. I see DarkStar_ leaving them a neutral feedback this day and no longer red tags.
I'm not sure where you're getting this idea from - people who default a loan should (and are) given red trust. It's also one of the cases where there's essentially no ambiguity about what happened. Either someone repays a loan, or they don't. I leave neutral feedbacks for active loans, and often leave neutral feedbacks when people repay their loan.