Before thinking of investing in any sector what one considers is how long you are willing to hold.
Looking well towards investment of cryptocurrency or any other sector of investment plan and investment platforms the different is very clear indecencies that we have long term investment and short term investment, relating to banking fixed deposit kind of investment, so all landed in the duration and time frame of how your investment will last before you can have return. So in bitcoin investment you most learn the ethics that long term investment yields positively in cryptocurrency than short term investment, this is applicable to banking investment via fixed deposit, the longer the investment duration the more the profit or interest.. from another dimension while people get afraid of holding a coin for awhile is instabilities of it's regulations, l think that should be one of the major factor.