Actually, withdrawing money from crypto wallet takes too much time and big commissions what is more, you will need to buy more crypto when there is a dip so personally I prefer leave my money in stable coins and wait for a moment to buy more cryptocurrency that I really believe in.
So as not to be so subjected to risks, you can just use different stable coins it means to diversify your money between USDT,USDC, DAI etc.
Withdrawing money from cryptocurrency wallets now no longer requires expensive fees, mate, because the choices are already very many and it's also the same as choosing a stablecoin that also has many types, so it's very varied in choosing the most appropriate one.