Don’t view crypto as a fast cash-grab. Instead, see it as an opportunity to learn about a new asset class without putting everything on the line. Before you actually invest in smaller altcoins like Tether, Cardano, and others, start by learning about how they work.
This advise should really be taken by newbies like op who are believing cryptocurrency is a sure money for them and their families to live big, no it is not. Crypto is an opportunity for the patient type not for the hasty. If you make haste to chase some coins that are already in their ATH as you see in CMC, investing in them may be a dumping time for the whales who have pumped them so high. It is better to invest in bitcoin that it easier to follow or you invest in some unpopular coins and wait for luck.
However researching on launchpad either through binance exchange can lead you into profitable investment with time.