Thank you all so much! I also have other coins I want to stake like MATIC, ADA, and DOT and I read that they can be staked thru AllNodes on Trezor wallet, which I have. I've never heard of AllNodes til now. Thoughts on that?

As for the originally mentioned ALGO and TEZOS, I think I will go ahead and buy a Ledger and stake there. Rewards aren't as high, but I get the benefits of being able to stake AND having the coins on a hard wallet. I will chance it and stake CRO in my crypto.com wallet.

Other than that I am opting to leave my coins off "hot wallets". I've already been hacked once (thru Metamask) and it just isn't worth it.

The only thing is I have so many coins that aren't supported by Ledger or Trezor and not quite sure "how" to protect them. A few examples are LUNA, THETA, DERACE, UFO Gaming, and ATLAS.