1. saying LN is intelligent technology.. when its simply 'joint-bank account' economics of private agreements between partners.
Yeah, and Bitcoin is just a currency. Lightning allows these agreements to happen in a trustless way and that's how it distinguishes itself from every other debt-based payment system. At this point I have a feeling that I need to quote the following;
If you don't believe me or don't get it, I don't have time to try to convince you, sorry.
3. without permission? its 2-of-2 co-signing agreements needing the other person to give permission and be online to allow payments
It's a 2-of-2 co-signing agreement, but you both have a pre-signed Bitcoin transaction if you don't cooperate. Same goes for connectivity.
4.seems you now want to show how you hate bitcoin
You're the only person in this room who thinks I hate Bitcoin.
1. "LN allows private agreements".. has the word agreements in it. .. its not trustless. it requires both parties to be amicable.
3. you are yet again confusing the locked bitcoin vs the LN payments. please try to learn the difference, it will help you with your day to day use of LN
4. you just stated you dont want to go back to using bitconi because of the fees and confirmation time