I personally depend on the token or coin that we choose. This is the importance of why we have to do DYOR, this process determines a strategy in seeking profit on a token or coin through staking or hodl. Based on my experience, Hodl is the most profitable step for me because this strategy fits perfectly with my financial management system.
Apparently, staking is another way to grow our investment, somewhat risky as we let someone who manages them like an exchange. It wasn't that difficult to manage even having a stable job along the way and in fact, many people doing this. Well, to earn a profit from staking isn't big that will only add very small to our capital, but at least. Quote
So, everyone will have their own strategy and it will be different for each individual. Have a nice day. 
That is exactly you'll need to choose where to live comfortably and since holding suits for you, then that should be a must to choose.