I prefer to use my money for rare NFT because the price of NFT is stable according to the price we buy and we can sell at a high price and not be affected by the market situation. If it's a coin, buy it with a coin that has fundamentals in the future like a BTC, ETH, MATIC , dan BNB but depends on the market situation, but I don't recommend it if you don't have enough analysis skill to read market situation