Borrowing money to invest is crypto is not a smart idea because crypto is a volatile asset which means it's high risk and since nothing is guaranteed here why borrow money? You can easily end up in debt using debt 😂
For newbies themselves it's too risky indeed and they also still lack experience,
and for seniors I think it's legal because they definitely have a lot of experience and are also smart in managing money
Not all because even you are old or veteran, you couldnt still escape the risks on getting wrecked by the market and if you do took up some loan then you would still need to repay those in due dates.
Similar times and similar risks, it would really just depending on how someone would able to handle it out yet we do have different various sources when it comes to income
but if you do solely rely on current investment you do have made out on those loan amounts then better think again and better not to proceed on.