I started investing in BTC since the middle of last year, but for some reason it's always a rigamarole. A lot of financial institutions here make it difficult or impossible to buy BTC.
After finding out both my bank and credit card companies don't allow crypto purchases, I got a Mogo card (back when they'd give you satoshis for purchases).
I bought some crypto directly through that, but then found they won't allow me to transfer to my Ledger. I then tried buying with my Mogo to my ledger. That worked once but now it's getting declined, and their customer service is non-existent.
What do other Canadians use to buy BTC. Do you run into the same problems? Any suggestions?
Canada has very few exchanges that are certified to purchase/sell/trade BTC. What you are looking for is FINTRAC compliance
https://www.fintrac-canafe.gc.ca/intro-eng <government website>. If the exchange meets the qualification then the banks will accept and send etransfers from them(my understanding) without the argument about crypto. the banks themselves still will not touch crypto. I have talked to several banks and what it boils down to with them is they think it will hurt their reputation.