mining in the cloud is complicated.

All cloud mining companies have a "we can fuck you at anytime clause"

So if BTC goes to the moon they will cancel your contract rather than pay you the btc. You will get a refund at best

and if btc crashes and burns they will cancel your contract rather than mine at a loss.

So for cloud mining deal to work you will need to hope Difficulty and BTC price move in such a way that you make a small profit.

Not a loss = the fuck you clause will be used to cancel you
Not a big gain = the fuck you clause will be used to cancel you

My suggestion is hope for a crash and buy some coins.

BTW we are down to 38900k

so buy 100 usd worth and then hold 300 in cash.
If we drop to 35 k buy 150 usd worth and hold 150 cash.
 If we drop to 30k buy 75 usd worth
If we drop to 25k buy 75 usd worth.

hodl all of the coin above for 4 years no matter what happens.

 Then thank me.

worst case is you only buy 100 worth at 38900 and it moons.

best case you get to buy all this levels you hold for 4 years and it moons.