So, you would rather trade your car, house and bike to anonymous people for a number.
If it satisfies all those people, then yeah, they'll definitely want it in the future. You said it correctly, there's belief. Belief that people will still evaluate it. It's a free market, so there's uncertainty.
You would rather do that, than to have a guarantee in the capital of the banks, the loan contacts/collaterals of the borrowers and legal enforceability that the equivalence of your things will be returned?
You don't mention the downsides, though. The banking system isn't a green meadow. I'll be using a currency that is constantly devaluated by the banks. As said by franky, your money will sooner or later lose value due to inflation, whether you're guaranteed in the capitals or not. The less the required reserve, the more my money can lose value through loans.
Well, I don't like that. I want a hedge to inflation.
In the bitcoin system, all you have is faith that you will get your things back.
I think an adage is needed;
Those that think banks and governments are making them poor haven't seen the whole picture. Poverty is the act of trusting their system
Despite our disagreements, I proved you wrong. It's
very meaningful for some people. You don't agree, because you want us to do it with your way.