I stick with cryptocurrencies that I think are quality, they are probably at their lowest price right now, They are SOL, BNB and XRP. I don't mind for now, because now they can be bought in the red before the market goes up again.
The main reason why people do not trust XRP is because of the centralization. Ripple controls it, and I understand BNB and SOL is controlled by a team as well, which is why I do not like SOL too, considering how they have done all the centralization BS recently, it is good enough reason to stay away from it.
However, BNB is a bit different from that, Binance itself has hundreds of billions of dollars in their accounts, people all deposited that much money there, if they ever want to steal something, BNB wouldn't be the first thing they would do. This is why if we can trust them with all of our coins, then we can trust them with their own coins as well.