Consider quote a part of my message and not the entire message. It'd be less annoying.
Number $40,000,000,000 is not created by a regime, but by the banking system
Which is regulated by the regime. I can't setup a federal reserve system as that'd be illegal. It's legal for the banks, because the government says so.
So, if no one on the market wants those numbers anymore, borrowers are forced to use them.
I'm taking an example where they haven't borrowed anything. I own every cent of all the banks and I'm ready to lend to anyone who'll ask for new loans. This is what you're doing too with the BTC.