If BTC is going to become a widely used currency, it needs to be convenient. Simplest way to do that is by relying on the convenience infrastructure that's already in place.
Yeah, the "convenience" of the big banks and the governments who have financially strangled their populations for generations... because THAT'S what everyone desires.
Because THAT'S what is making Bitcoin so popular in all the places in the world with hyper-inflating fiat currencies.
You are delusional, pal. Everyone is sick of the greedy big banks and their evil, manipulative bullshit.
It is cryptocurrency's liberatory power from those very institutions that has gained it so much traction so quickly in the first place!
Oh grow up. Only schmucks think this way. Everyone else is trying to get degrees, start businesses, buy a house, etc.
You think it's so easy to be a bank? Try lending money some time. Its pretty risky if the borrower doesn't pay you back.