Actually, the entire banking system, the way it currently works, is a conspiracy to humanity. It's not a business when one entity decides how's money gonna work. That's reign. Prior 1971, the gold standard was followed and every bank was following specific rules such as one note corresponded to a fixed amount of gold etc.

But, at the moment, this is really not the case. The government appears to have exceedingly much power to the economy of the society. The output of employment and inflation is down to their hands. When the state is inextricably linked with money, then the economy follows their behavior.

This is when some free market minds awoke.