The gas of sending money via ETH is more expensive than bank transfer, the hope of cryptocurrencies is to be able to send or move assets quickly, safely and cheaply, unfortunately ETH is out of this so that makes me not want to invest in projects that use the ERC-20 network.
It is very natural to avoid it now because it is undeniable that making transactions via the Ethereum network is always more expensive and this is of course caused by the price of Ethereum itself which is getting more expensive and there has been no improvement in the Ethereum network system so far.