Please correct me if I got it all wrong, audited projects are projects that have passed some security checkup right? As a newbie I kinda like investing in projects that are audited atleast so back to my question, USDT is the biggest stable coin right? When I tracked it on coinmarketcap I found out that's it passed audits through Certik and Fairyproof, why haven't this clear the rumour that USDT might fail someday? Because it's Centralised? If that's it then why DAI ( decentralized stable coin) haven't grow over USDT all this while?
They once refused to be audited and then we have a lot of complains and says that they run on fractional reserves. I'm not familiar with the audits that you have posted, but as far I can remember, they still have a existing case coming from the US government.
Again the reason that it might fall someday is that it is rumored that it run on fractional reserves just like bank. So if investors or traders withdraw then it could run empty.