It's common for people to think that borrowing is a terrible thing, but it's actually a two-way street that has both advantages and drawbacks when it comes to investing in cryptocurrencies because a cryptocurrency is what it's insurance is up to 100%. ( percent 100) You can borrow to invest in digital currency like crypto and profit within a period of three (3) months because of the cryptocurrency market sphere, but the disadvantages are that you can also borrow to invest in crypto and lose more than the capital after a few hours. This is a risk investment in my opinion. So if you want to escape heartbreak and early death, you should start a bitcoin investment with your own money.
I know that you use bitcoin in your last sentence, but the rest of your post is mentioning "crypto"...
fuck crypto.
this thread is not asking about crypto, so why get distracted into such loose framing of the matter...
focus on bitcoin and attempt to answer the question again.
Now if you are using the term "crypto" and bitcoin interchangeably, then it likely shows that you don't really understand bitcoin or at least your thinking is a bit muddled on the topic.