Patience, discipline and self control is the best thing you have if you are one of those holders. I think that some coins had a small value nowadays have a Chance to increase in the future all we need is to keep holding until the right time nd for sure that holding is not hurt but we need to be wise in order to have a good profit some day.
Why not? If you invest your lifetime funds in a shitcoin that later on turn in to a scam will that doesn't hurt you?
If you still say yes then maybe there is something wrong with you. Your not a normal person anymore. I do not know if what is the value of shib right now and if what is the total cost of 100k shiba coin. If it is cheap for your and you do not mind to lose if ever it dumps in the future, that's fine but to some people a 100k shib might be out of their budget.
I wouldn't recommend this coin for them because shib is still a meme coin and meme coin have no solid use case for them to stay longer in the game. If the head of this coin gets bored, they will dump their massive supply and price will crash. Just think about it.