Insuring yourself in such a situation is not a bad idea. True, I absolutely cannot believe that Russia, even in the most terrible events, will be disconnected from SWIFT. This is the dumbest thing you can do. Firstly, in recent years Russia has demonstrated an excellent ability to circumvent any sanctions, reduce their impact on the national economy, and secondly, even if this happens, who will benefit from this? When one door closes, another opens somewhere. So it will be here. China will help Russia cope with such a problem, but Russia will never come back.