As for Neo & Bee, you must make up your own mind. I think they are doing interesting things, think they've maybe hit similar regulatory issues or warnings hitting other start-ups, and it remains to be seen if they will succeed. I completely support what they are trying to do but no one can say what the end result will be. I wish them good luck, and all of you too! Almost all 
Regulatory issues is something all Bitcoin businesses are facing not just Neo. Neo is paving the way, being a pioneer in this space so it's only natural there will be challenges and obstacles but this was priced in since the early days, it's nothing new.
It's amazing how far they've come in such a short time, how many friends they've managed to make in Cyprus and the Bitcoin awareness they've brought to this place.