Good point! While it is indeed wise and an advantage to buy bitcoins now and other leading cryptocurrency while the the prices are cheap due to the market is dipping low these past few days but it's also wise to spend your money conservatively or in a conventional way. There's no harm in investing crypto assets but in times like these that we're in a pandemic crisis and a war was going on in Europe then we might need to think twice or thrice if needed before spending some excess funds. As @PrivacyG said, having a reserve of cash especially on-hand might come in handy soon because we don't know what the future holds.
In my case, I am still observing the market and because of the current situation of war and conflict against Russia and Ukraine I am researching if this conflicts will go widen or will it take longer which I hope would not. Yes, a wise spending is a must and also a good idea to acquire another crypto which has a good use case. I am also expecting that the market will be affected because of the conflicts and that also include the stock market, so be wise and hopefully we could make the best out of this worst situation