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Note. If you are able to contribute to my question, which is how to make the most out of BITCOIN (financially) than post away. If you are just posting to defend a business. Don't expect further responses from me.
Since you're asking for advice followed by a lot of complicated deliberation, this one:
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My keys, my Bitcoins with at least having some anonymity.
In general, if you want your bitcoins to accumulate then you should either use a centralized service or move it to someone else's control to manage (like lending). Because only they (feel) able to offer a return of a few percent of your investment.
On the other hand, we can never guarantee that this kind of offer will live up to expectations.