Is crypto now more than a speculative asset or just the same old thing based on hypes only because it seems like real life use case is far from crypto, we want it to happen for real but it's really not happening, what is stopping this from happening already.
Crypto as a genre is so new. Computers were built in the mid 1900s yet they didn't really take off until decades later. It takes a generation to be born under it to really have something take off. Kids born today will grow up knowing crypto so they will be more apt to use it. Old money is tough to swing into other classes. Give it time, crypto is here and digging in deeper into the world economy with every passing day.