People have been living in debt for thousands of years, the oldest bank in Italy seems to be about 800 years old.
 There is nothing wrong with the loans themselves. It is only important to be able to properly manage money.
In this case, it should be understood that in fact in the crypto you are not trading/ This is gambling. Therefore, the risks must also be calculated like in the casino.

But in general, it seems more logical to buy equipment(GPU maybe) and mining ETH or other coins, at least you can return some money in the future.
If you're newbie in trading and if you're going to trade altcoins, you should know that you can easily lose up to 99 percent of the deposit in a couple of transactions.

Who remembers the substratum knows what is that about.