Oh one last thing with paypal if the gear blows up in 44 days or less I am covered. So the argument that losing the paypal button is no big deal is wrong.
Even if you do not take a loan you get 44-45 days coverage for death of the miner and you get a 2% discount using your paypal credit card and paying it off the next statement.
I disagree, i'm guessing most people don't get a discount so really are not bothered like myself ...he's already said he has cash in his paypal account, i think you may find you are in the minority, also you get a 60 day warranty with zoomhash anyway.
Although i have noticed that the 10 pack is actually $50 cheaper on hash-master..... I wonder if zoom hash will update there prices.