No matter how high crypto coins go bear market is unavoidable it's just the way the market survives, many people are brainwashed with present market condition that they already forget what bear market is, no amount of money can stop bear market from happening, don't say I don't warn you be prepared.
Being prepared is a very good approach, but you shouldn't get paranoid. In every financial market there are moments of growth and there are times of falling prices. The bear market will come one day, and maybe we are in it. The best solution is to simply invest in cryptocurrencies in the long term. History shows that each bear market ends with a new ATH.