Imagine, you have $10000 (in BTC) which you may need every now and then for your daily expenses. Which wallet would you prefer to use?
1. A electrum wallet
2. A hardware wallet (You can transact offline, you can transact using your mobile)

Which one would you consider using if you are considering the fact that both wallet can be hacked and your $10000 can be stolen. Which one is safe from your end? Remember, we are talking about a wallet which you are using for paying your daily expenses. We may not have such a city, but there's nothing wrong to imagine a world with BTC as global currency.

So please, which one and why?

And I really have tried to find out a better board to post this, I can't find any other board to post than this.