@Bit Happy…Ripple may seem difficult to understand to some, it depends on your knowledge of finance. For you to get a better grasp about how there can be BTC:Bitstamp, take a quick jog over to wikipedia and read about the Free Banking Era of the 1800s (before the Fed).

@Str4m4n…yes, I can explain what happened. Ripple allows anyone to become a ‘bank’ or 'gateway' and issue anything of value. One man, for example, issued DYM which he backed with real silver dimes that he would redeem upon demand. You apparently issued about a million LOL, and someone trusted you and accepted them from you. (As a general rule for newbies, you probably shouldn’t trust anyone other than the gateway where you deposited cash, crypto or commodity).