There are two excellent books that describe the history of the central bankers of Europe and how they loaned money to the various governments, and how they played one government against another by financing wars, often financing both sides -- profiting from both.
The first book is a short, quick read at only 136 pages. It is:
"None Dare Call It Conspiracy"The second book provides much more detail and is 588 pages, but still very readable. It is
"The Creature From Jekyll Island" Neither of those books will tell you how money is actually created.
Every new loan must be collateralized by something, so where is this collateral being held?
Did those authors tell you it is held at the DTC? Did they tell you how to get that collateral back and liquidate the bonds that were written against it?