Yes, This time is CRD Altcoin time. CRD is a utility token builded on the ERC-20 protocol, which is supplied by the Ethereum blockchain. I've bought it. What is the reason to buy it?
 
Reason Number 1:

CRD Network offers a suite of microservices, from banking functionality that services both on-chain & off-chain currencies to a KYC-as-a-service platform for leading blockchains.

Reason Number 2:

CRD Network (Know Your Customer) KYC services target to simplify the KYC experience by users by creating an interoperable credential, while also producing it smooth to integrate necessary functionalities similar as KYC and Cefi services for (Decentralized Finance) DeFi applications on public or private blockchain networks.