Debt in the banking system is the thing that exists.
Show me debt, and I'll send you a pic with my bitcoins.
But, even if you don't believe us, even though we should have convinced you by now, what about the rest of the world? There are unbelievably smarter people than me and you who are astonished by the way it works and fight tooth and nail to see it succeeding and used in a global scale. Doesn't it seem extravagant to you to say that
every single one of the millions of Bitcoin users is a psycho?