Here's a question to the audience. Do you actually buy stuff with crypto, like services or goods? If yes, what kind?
I've recently got a Binance card to play around with and use it to pay for everyday expenses. Works pretty well.
If only Binance card is applicable in our country maybe I spend some of my crypto for payment using that. But since its not, my tendency is to convert to fiat first from stablecoins then withdraw it to my bank and paid for goods or services. Actually its same but some country enjoy the perks of some good crypto card like crypto.com and binance card.