Between BUSD and DAI stable coin which one would you prefer and why? One is centralised and the other is decentralized is there anything else?.
Definitely Dai.
It is decentralised so that is a huge plus for me. BUSD is simply too exposed to regulations changing or Binance collapsing for it to be trusted.
You can also look into UST, I think that people are flocking towards that more and more because of how much yield you can get on Anchor Protocol with UST, and how well it has held its peg throughout history.