No miss Noor keeping sMerits isn’t entirely bad it’s up to you how and when you want to distribute those? It’s your property feel free to keep it.

By the way long back aik formula suggest kia tha k jo merits ap yahan se earn karin un k smerits yahin distribute kar dein simple. Sab ka bhala sab ki khair

 Mariah G, Staking and yield farming is very vast subject but in simple words it is an act of locking your crypto funds and generate passive income. There are many FEFIs platform which  can be used for this purpose but keep in mind there is always risk of capital depreciation and impermanent loss in staking and farming.. The popular and to some extent secure platform on BSC network is https://pancakeswap.finance/farms. My most favorite platform  for staking is https://app.osmosis.zone/assets which is technically quite complicated for beginners.  I have also given link of video wherein staking on pancakeswap has been explained very well. This is well reputed youtuber.

https://www.youtube.com/watch?v=oyKN634DsRo