Here's a question to the audience. Do you actually buy stuff with crypto, like services or goods? If yes, what kind?
I've recently got a Binance card to play around with and use it to pay for everyday expenses. Works pretty well.
No. I still use fiat in all of my purchases because there are still no physical stores in my place that are accepting crypto. But even if there are some, i will still prefer to keep it as an investment. Unless if its really necessary to buy that certain thing and i have no available funds in fiat, then i have no choice but to spend part of my crypto hodlings. Spending crypto will only mean keeping a fiat that keeps depreciating, so i'd still keep it instead.