Is crypto now more than a speculative asset or just the same old thing based on hypes only because it seems like real life use case is far from crypto, we want it to happen for real but it's really not happening, what is stopping this from happening already.
Most people have been using these technologies for a long time. For example, it is more convenient for me to keep my assets in cryptocurrency, but it is fraught with risks, but I trust the traditional currency even less. This is not beneficial for many structures, so the spread to the masses is slow.