A very god job done by the OP. There points are very crucial to everyone and all have to revisit your posts most often to attain the highest safety in the crypto space that we need. even after doing all these, if choosing a project is also individualistic so beginners should always to extra work to get the best out of crypto after following the safety protocols in crypto.
I always like to tell users to select projects or buy coins that they can use the tokens bought to earn additional token passively just like one deposits their money in the bank and hopes to earn interest on it. The fact of it all is that always do well to choose those that can give the best returns in the space.
https://pstake.finance is one good project for beginners to start with. You stake your coins and you are given some non-spendable tokens that can only be used to stake in already existing liquidity pools. For the sake of newbies that want to learn more about this, I will explain things further:
Example: Alice wraps (deposits) 100 ATOM on pSTAKE. She receives 100 pATOM representing 100 ATOM deposited onto the pSTAKE platform. As long Alice has 100 pATOM, she can redeem 100 ATOM (1:1) from the platform back into her Cosmos wallet by burning off her pATOM balance (This is the unwrapping process).
After receiving 100 pATOM, she decides to stake the underlying deposit of 100 ATOM on the Cosmos Hub to earn staking rewards (assume ~7% Annually). On staking, Alice receives 100 stkATOM, and her pATOM balance is now changed to 0 (pATOM burned, stkATOM minted). Let's assume there's an already existing stkATOM-ETH liquidity pool on SushiSwap. Alice supplies all her stkATOM and an equivalent amount of ETH into the Sushi pool to become a liquidity provider (LP). A portion of the trading fees generated on SushiSwap is distributed to all the LPs (Assume that this results in 9% yields annually). Thus, if Alice doesn't face any Impermanent loss at the end of the year, she would earn (7+9)% yield on her 100 ATOM holdings instead of the usual 7% she would have received by simply staking (and not liquid staking). Alice, being a PoS coin staker, leverages pSTAKE's technology to generate additional yield.
I think this isa far project for everyone in this space and most espcially, newbies as they do not require a lot of a lot of experience to stake staking and start eearning double income