Bitcoin remains to be adopted by every country in the world for various reasons. Here are my thoughts on why..
1. Government policies: Most government and financial institutions round the world seem not to want bitcoin cause of the financial freedom it gives to its users. They would want to control and tax the flow of finances of individuals and they probably fear the anonymous nature of its transactions. Some policies even go as far as criminalizing its use.
2. Scammers and fraudulent practices: Scammers have found bitcoin as a safe haven cause of its transactions being anonymous. Also, terrorist groups among other sources get funded by bitcoin also cause of its anonymous nature. Fraudulent practices and transactions are made with ease wth the use of bitcoin.
3. Fluctuating value: The value of bitcoin isn't steady as it rises and falls. The uncertainty in the price and value greatly hinders the general adoption worldwide.
4. Awareness: Nearly not enough effort on creating and spreading positive awareness on it as some government and individuals alike is hell bent on spreading negativity around and poisoning the minds of prospective users. People need to be aware and understand what bitcoin is really about and be awake to its uses.
5. Information hoarding: You could get lots of information about anything on the internet including bitcoin. But the internet can be misleading to newbies cause you could get right and wrong and also misleading information on the internet. It puzzles me that people with an in depth knowledge of bitcoin would purposefully hoard and keep information to themselves. You may think people don't hoard information but in reality, people do. It irksome just thinking about it. If people could share information, newbies won't readily fall prey to scammers.
These are my thoughts on what's preventing bitcoin from being adapted worldwide.
Great list you got there.
I agree with everything that you have listed most especially the first one. The government keeps on interfering with the mass adoption of bitcoin because bitcoin gives financial freedom to most, if not all, of their users. Bitcoin paves way to offer great opportunities such as it being an income generator, store of value, and mode of payment. Because it is decentralized, the transactions made inside the blockchain is totally out of reach of the government. They have no power over it, unlike those of that occur inside the centralized platforms.
I consider bitcoin as an eye-opener because most people have been enlightened by what the government and central organizations are doing on their funds, thanks to crypto. Personally, I know so many people that didn't really realize what their money can do for them because they trust the banks so much. Fortunately, crypto awareness has becoming a thing which is why most people are now knowledgeable about what banks do with their money, and about how little they make in storing their assets for long period of time in it.
In addition, crypto has given people opportunity to grow out of their comfort zone and to save for their future without worrying. That's why it's so saddening because the worldwide adoption is still far from happening due to the aforementioned reasons. Hopefully, in the near future, there will be more openness regarding this topic and the transition would be smoothly done.