The cost of having a regular Bitcoin transaction confirmed within few hours hasn't come above $1 months now. On the other hand, my bank still takes €2 out of a €100 I choose to transfer for no certain reason. And that's one of the reasons why Bitcoin was created; because trust can sometimes be really costly. Whether you move a cent or a million dollars, it'll probably be cheaper with Bitcoin. (Check LN etc.)

Now if you use a centralized exchange such as Binance that charges thousands of sats for every transaction you make, then I'll stop you right there. You've already begun this wrongly. Install a non-custodial wallet, have your own keys, be at none's dependence and choose the fees yourself.