Here's a question to the audience. Do you actually buy stuff with crypto, like services or goods? If yes, what kind?
I've recently got a Binance card to play around with and use it to pay for everyday expenses. Works pretty well.
Is the Binance card really spending crypto though? Don't you have to convert to fiat? Some businesses actually accept crypto without conversion. ICP for example accepts it's native token for website hosting. A lot of Caribbean islands accept BCH and BTC is legal tender in El Salvador and soon Honduras.