This is Satoshi Nakamoto's dream. He wanted to give each person their own bank in hand.
He wanted to save people from the problems of trusting third parties. And most certainly, he did not want your assets to be seized by the decision of state authorities or that you would have tax liabilities in case the price of the asset increased. The assets were seized by the decision of government authorities or so that you have tax liabilities in the event that the price of the asset increases.
Imagine a Bank that has no management and administration. All these functions are performed by the smart contract program. Anyone who wants to connect to the bank becomes its co-owner. You can place your financial assets as authorized capital in the form of a deposit on your bank account. The bank guarantees the preservation of financial assets by issuing you an equivalent value (smart contract tokens). The bank accumulates financial assets of all co-owners and accrues income for the placement of funds. You can earn by helping others to become co-owners of this bank by providing an opportunity to connect to the bank. You can always get your asset back at any time by returning its guarantees (smart contract tokens) to the bank.
The peculiarity of bank guarantees is that they cannot be depreciated under any circumstances. The smart contract program provides for an increase in the value of tokens depending on the amount (authorized capital) of the bank's deposit. The higher the deposit, the higher the cost of the token.
I propose to consider a platform project in which I used the principle of preserving any financial assets through the ETHEREUM cryptocurrency or a similar one in which a smart contract can be used. The platform allows all ETHEREUM holders, when connected to it, not only to save their assets, but also to multiply them. There is nothing new in my project, everything that I offer has already been partially used by someone in their projects earlier. So for example, the developers of the BAEX Token using a smart contract with parameters similar to my idea, which I published back in 2019. They tied their project to the existing Fiat financial system Decentralized Finance (DeFi), which is based on a monetary system focused on “Stablecoins”, which has administrative management based on the exchange rate value of the dollar, and which is subject to the risks of financial asset losses with large and sharp volatility of ETH.
I took into account all these fundamental mistakes in my project. A crypto bank created on the basis of a smart contract converts ethereum's financial assets into liquid tokens that cannot be devalued under any circumstances. For the fireproof gold tokens-bonds of the crypto bank, each of their owners paid specific funds, so they have their own value, the same as bitcoin, unlike it, this price cannot be less than the cost of acquisition and it is impossible to create them in any other way. The maximum number of fireproof tokens cannot be more than 10 million, and unlike Bitcoin, their value cannot be devalued since it is not tied to the Fiat exchange rate, but is measured by the quantitative content of ETH. This is the main reason that makes me continue this project and no one has been able to refute it yet. The project is really complex and large-scale, I am ready to communicate with any analysts, developers who are able to help implement or refute this idea.

http://prosh.info/smart_eng.html