I usually use my coins for international settlement or remittance. My bank restricts how much dollars you can spend on your card per month, and it's a useless cap, the only way I get to send cash over to a relative abroad is via Crypto, while they covert it to fiat there, I basically don't have fiat in my bank account anymore. As a former bank worker, my former colleagues think am jobless since no cash in my bank account.