I'm into PC / Desktop wallets than mobile so which Desktop wallet can you recommend to a newbie that supported ERC20 and BNB smart contract thank you.
MEW Pc wallet looks like the best one for your need, this is a desktop wallet thats based on ETH erc20/smart contract and you can also add other chain like BNB smart contract too, it works very well and they have a mobile version but the desktop is better.